We inform you that the website www.cemfi.es (the "Website") is operated by Centro de Estudios Monetarios y Financieros (hereinafter, "CEMFI") with registered office in Madrid, Calle Casado del Alisal, 5 28014 Madrid with CIF G79812806, registered in the Register of State Foundations under number 183.

We have established the terms under which we provide you with access to our website. These include the terms and conditions that govern:

• Your use of the Website (including your rights to link to the Website) as set out in these (the Terms of Use)
• Our use of cookies on the Website (see our separate Cookies policy)
• How we will use and protect information about you (see our separate Privacy policy)

Together these documents are referred to as the "Legal Texts".

CEMFI has published this Website in order to provide its users access to the information that CEMFI makes or may make available in the future and which are detailed in their respective sections, for the aforementioned purposes.

The information displayed on the Website is free of charges and at the free disposal of users who access the Website on a particular and individual basis. The commercialization of the right of access is expressly prohibited.

2. It is expressly forbidden to copy or reproduce the information published by means of any electronic support (Web pages, databases or electronic publications) that allows the redistribution of any information published on this Website to multiple users without the prior written consent of CEMFI.

3. CEMFI makes every effort to ensure that the information published on its Website is accurate and up to date. However, CEMFI is not responsible for the consequences of reading it.

The information provided through this webpage is offered as a merely informative title. CEMFI preserve its right for modifying the structure and content of the webpage without previous notice.

CEMFI aims all the information related to its activities and procedures to be precise and duly updated as well as avoid or minimize the possibility of errors. Nevertheless, those errors can arise, especially as differencies related to the information details provided to the concerned parties (study programs' applications, courses and seminaries' enrolments, etc). by other means (intranet, emails, etc.) or differencies due unforeseen circumstances or to last minute changes.

Consequently, CEMFI does not guarantee that all the information it is always correct and does not respond to damages caused by decisions taken from the information provided on this Website; neither the possible inaccuracies, omission or errors contained in it; neither the problems arise by the use of the Website or any of the webpages accessible by links; neither the damages coming from the user's software or hardware causes by the access on this webpage or the programs or files download included in it.

The users of any webpage section of CEMFI accept these clauses and provides their conformity by accessing it.

4. CEMFI shall not be liable for any damage or loss suffered by the user as a result of accessing this Website or using its contents.

5. CEMFI, includes within its contents, links to sites belonging to and/or managed by third parties in order to facilitate access to information available through the Internet.

CEMFI does not assume any responsibility derived from the existence of links between the contents of this site and contents located outside of it. Such links or mentions are for informational purposes only and in no case imply support, approval, marketing or any relationship between CEMFI and the persons or entities authoring and / or managing such content or owners of the sites where they are located. CEMFI takes measures to check the content of such links.

6. The license for public use of the Website is governed by Spanish law, regardless of the user's country of access. Any dispute that may arise in the interpretation of these regulations shall be resolved by Spanish law in the courts of the city of Madrid.

7. All intellectual and industrial property rights in all information, images, our logo, service marks, trade names, trademarks and other content displayed on the Website, its designs, graphics and source codes are owned by CEMFI or have been licensed to us by our licensors (under authorization).

Please, let us know on whatever webpage's use restriction that could be relevant by writing to webmaster@cemfi.es.

No text or graphics may be reproduced in whole or in part, by any means, without the express written permission of CEMFI. To insert these texts, images or news items in publication or broadcast in media of any kind accessible to third parties, you must have the express written permission of CEMFI.

If you have any questions about the Legal Texts of the Website, please send us an e-mail to dpo@cemfi.es.